As December 2025 draws to a close, millions of Americans are seeking financial relief amid rising costs of living, including groceries, rent, utilities, and healthcare. Recently, viral posts and social media discussions have suggested that the Internal Revenue Service (IRS) is preparing to issue a $1,390 Direct Deposit Relief Payment. While this news has sparked hope and curiosity, it is crucial to distinguish verified information from online speculation.
This article explores the origins of the $1,390 figure, who might actually receive payments near this amount, how IRS payments are issued, and ways to stay protected from misinformation and potential scams.
Understanding the $1,390 IRS Payment
Despite widespread discussion online, the $1,390 figure does not stem from an official IRS announcement of a new stimulus or relief program. Instead, this number has repeatedly appeared in financial news summaries, social media posts, and discussion forums throughout 2025. In most cases, the amount is tied to typical tax refunds, delayed refunds, or previously unclaimed credits rather than a newly established payment.
Historically, the IRS issues funds based on tax filings, rather than sending spontaneous “bonus” deposits. Taxpayers often receive amounts close to $1,390 through refunds generated by credits such as the Earned Income Tax Credit (EITC) or Child Tax Credit. For some, it may represent a correction to a prior return or a delayed refund rather than a new government program. To date, the IRS has not confirmed any universal $1,390 stimulus payment.
Income Limits and Eligibility Guidelines
While the $1,390 relief payment is unverified, online reports frequently cite income thresholds similar to previous IRS relief programs. These limits aim to direct support toward low- and moderate-income households.
| Filing Status | Annual Income Limit |
|---|---|
| Single | Up to $75,000 |
| Married Filing Jointly | Up to $150,000 |
| Head of Household | Up to $112,500 |
| Married Filing Separately | Up to $75,000 |
Individuals earning slightly above these limits may qualify for a reduced amount, while higher-income taxpayers are generally excluded. Eligibility is typically based on the most recent tax return filed, usually from 2024 or early 2025.
It is important to remember that these income limits are references from previous IRS assistance programs and have not been officially confirmed for any new $1,390 payment.
How IRS Payments Are Typically Delivered
When the IRS issues refunds, tax credits, or adjustments, the payment method is determined by the information already on file. There is no separate application process for most IRS payments. Direct deposit is the fastest option, often arriving within 21 days after processing a return. If no bank account information is available, the IRS sends a paper check to the taxpayer’s address listed on their return. In limited cases, funds may be issued via a prepaid debit card.
The IRS never requires recipients to confirm payments through third-party websites, emails, or text messages. Scammers often exploit claims of new relief payments to steal personal information, so relying exclusively on official IRS channels is essential.
How to Verify Your IRS Payment Status
Taxpayers can check their refund or credit status securely through the IRS website. Official tools provide updates on expected delivery dates, payment method, and amount. It is critical to avoid any unofficial websites or communications that request personal banking information or Social Security numbers.
Key Takeaways
The widely discussed $1,390 relief payment remains unconfirmed by the IRS. Payments near this amount are typically connected to standard tax refunds, delayed credits, or adjustments from previous filings. Income thresholds mentioned in reports follow historical IRS guidelines designed to support low- and moderate-income earners. Direct deposit continues to be the fastest and most reliable method for receiving IRS funds. As interest in potential payments grows, taxpayers should remain cautious and rely only on verified sources to protect themselves from scams.
Frequently Asked Questions
1. Is the $1,390 IRS payment officially confirmed?
No, the IRS has not announced a universal $1,390 stimulus payment.
2. Could I still receive money close to $1,390?
Yes. Tax refunds, credits, or corrections to prior returns can result in amounts near this figure.
3. How can I verify my IRS payment status?
Check your payment status using official IRS tools on IRS.gov only. Avoid third-party sites or unsolicited communications requesting personal information.